Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts

tips - sugest on buying a new motorcycle

Many consument / people who buy a motorcycle does not fit its function. In buying a motorcycle, there are some things that must be known. One is the motor function, whether for daily or rarely use. What else?
Buyers also should find after-sales service, so if you purchased a motorcycle to have problems, no trouble.

Here are tips on buying a new motorcycle sugest:
1. See products direct
Seeing motor products to be purchased by going directly to the motorcycle showroom will be very good. In addition to seeing its products directly, you can also try the motor performance or comfort. Do not ever interested in the brochure, it's better to come directly and see the direct order not to be fooled by the picture.

2. After-sales service
Ask also how the after-sales facilities. Do not want to buy a motorcycle when the motorcycle you can not buy this service.

3. Do not buy because of their pride
Do not feel proud or feel part of it to buy a new motorcycle. Buying a motor in accordance with its function.

4. Expensive does not mean good
Buy expensive motor that does not mean the bike is good, a lot of expensive motor instead become junk in a corner of the house. Let me cheap if easy care and assurance of adequate spare parts would become immortal bike. Do not be easily tempted seduction SPG Motor.

5. Clay contents of our money budget
You should be able to adjust your income to the size of repayments, if you buy a motorcycle on credit.

6. Features and completeness
When buying a new motorcycle is usually the consumer will get a helmet, jacket, manual, service book, other books as the keys standard. If from one of these is not what you get, you better not buy a motorcycle because the equipment is standard equipment motor sales.

7. Guarantee
Warranty is important when buying a new motorcycle. If you need the dealer directly involving consumers to motor vehicle insurance for credit to be safe and comfortable. Minimum 2 year engine warranty bike year warranty.

SAFETY FIRST : QUALITY HELMETS for Biker

there is no Human head insurence , so quality helmets is important thing for motor rider. many function of helmets benefit. with many purpose of motorcycle type riding.
SAFETY FIRST - QUALITY HELMETS for BikerKYT helmet standart - high quality for safety
QUALITY HELMETS for Bikerhelmets type half face motorcycle rider
QUALITY HELMETS SNI STANDART
QUALITY HELMETS SNELLhelm standar SNI
QUALITY HELMETS DOT
SAFETY FIRST : QUALITY HELMETS for Biker

standard meaning HELMET products such as ISO, DOT, Snell, an international quality certification for an item that will be marketed:

1. SNI: Indonesian National Standard : STANDAR NASIONAL INDONESIA
Nationally accepted standards in Indonesia. Released by BSN (National Certification Body). The purpose of ISO certification is issued this is for goods produced or marketed in Indonesia in accordance with quality standards of Indonesia.

2. DOT: Department Of Transportation USA
Product quality certification is issued by the Department of Transportation in America, all goods which have been certified as DOT, means have been unsuitable for use and the quality is regionally and internationally. Because America itself is very tight at all for transportation safety.

3. Snell: Snell Memorial Foundation
Certification issued by an international independent body which handles issues specific helmet, good for a bike helmet, helmet project, motorcycle helmets and helmets car. Usually wearing a helmet that has certified more recognized by the international Snell, because the independenannya. This is due to the quality standards of each country differ.
International quality helmets like Arai, Shoei, Nolan, AGV, and others in general use Snell certification, although there are other certifications such as JIS (Japanese certification) and ECE (European certification), but by pocketing the international certification is not guarantee helmet it can be used in automotive racing. FIM (Federation International Motorsport) is very strict in issuing a license for a quality helmet is in use. Although existing Snell certification, FIM still have to conduct product testing helmet that already has the certification, then after the product passed the test, FIM-FIM Snell issued licenses. Similarly, in the national race, when doing secrutinering (examination of safety equipment for racing), the committee secrutinering also conduct examination on a helmet that will be used. Now try to imagine, local helmets who wear the logo of SNI at the moment, whether it can pass the test can be used secrutinering for racing.

is Motor - Vehicle Insurance Needed?

is Motor Vehicle Insurance Neededis Motor Vehicle Insurance Needed?
- Insurance IN motor treatment
Not everyone is easy to have such motor vehicle or cars, many also buy vehicles on credit because of limited funding. To avoid such unwanted cars lost, damaged or crashed because it was hit by another vehicle, or caused by natural disasters such as floods, earthquakes, fires, etc., motor vehicle insurance are obviously very necessary. Better to buy insurance protection compared to the cost of repairs to the garage when the vehicle is damaged or installment road vehicle while the vehicle kept missing / lost.
Let us share here about the benefits of insuring our vehicles, we need to buy this insurance? Sometimes in a year we were never mengclaimkan our vehicles, because it does not happen anything. As if even loss was the least wasteful ga us out a little money.
plesae comment your opinion about that ?

How prepaired for a burglary, or house fire are you?

This is clearly not directly related to motorcycling.

I recently ran across a post on Unbreakable bonds , where someone’s home was burglarized. It made me think about sharing some good advice to all my friends/readers out there in internet land.

I am an insurance adjuster, and I have a lot of claims that I handle for losses of this nature. In cases of a burglary or a house fire, you run the potential to loose a lot of personal property at once. Remembering what was stolen, or in case of a fire loss, what was burned can sometimes be difficult, especially if the list is long, let alone try to remember how much you paid for it, how old it was, where you purchased it, and trying to prove you actually owned it. My best advice to folks is to take an hour or so, get a camcorder, and do a video diary of each and every little thing that you would claim in case of a major loss. I mean everything! I know this will sound silly, but even include all of the little things like your underwear. You don't need each and every piece, but a general shot inside each drawer, etc. It gives you and the insurance adjuster a good idea of what you had, and also helps to discredit that you might be exaggerating your loss. Be sure to take close ups of model #'s on electronics, etc. This will help when looking for a comparable replacement.

Furthermore, watching the video after a loss while filling out a personal property loss worksheet with your adjuster, will help jog your memory and help you realize what might be missing that you would maybe not realize until much later when you go to look for it and use it. Many times these types of things get brought up long after the claim is settled because people forgot they had it until they went to use it and it was gone. You can’t possibly remember everything. As best as possible, getting all or most of your items listed right away without forgetting anything is important, because insurance claims do have statutes of limitations for coverage. Sometimes claims are limited to one year from the date of the loss for replacement cost coverage to apply, and two years for coverage to apply at all. Such is the case for the state that I'm in, and for the company that I work for.

Once you have the recording done and burned onto a CD, give the disk to your insurance agent to put in your file for safekeeping, or put it in a safety deposit box, or better yet, make an extra copy and do both. Saving receipts and owner's manuals is also a great idea.

Finally, remember to do an update disc about once a year. You don’t have to do the whole thing over, just video newly purchased items. Also, if you know you no longer own something previously recorded, make a verbal or written note for your file. This is also good for putting credit to your honesty in settling your claim.

I know this may sound like a headache, but believe me, if you ever have one of these losses, you'll be thankful you put the time in on this.

I know I spoke plenty of insurance jargon, and if you don’t understand something, please feel free to ask. You can ask me through comments, or my e-mail address is 1mrmotorcycle@gmail.com. Though I admit I don’t have all the answers, I’m happy to solicit any advice I can for free on what I do know.

Mr. Motorcycle
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